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Acumen Insurance Solutions is an affiliation of independent life insurance experts solely for marketing and cost sharing purposes and is not a co-venture or partnership for any other purposes. No member of Acumen Insurance Solutions shall be liable for actions by any other member.
Using Life Insurance as an Investment Tool
/in Insurance, News & InsightsLife insurance is a low-risk option to stabilize an investment portfolio. Permanent policies offer tax-advantaged, cash value components that can be accessed pre-death.
How to Protect Your Family Using Life Insurance
/in Families, Insurance, News & InsightsProtect your family and loved ones using life insurance. Life insurance coverage can provide financial security and cover medical and educational expenses.
Top Six Reasons Why Smart Business Owners Use Life Insurance
/in Business, Business Owners, Finance, Insurance, News & InsightsMost smart business owners recognize the importance of using life insurance to protect them, their families, and their companies. They use life insurance as a financial tool to solve many of the problems associated with maintaining and growing a successful company, as well as to accomplish retirement, succession, and estate planning objectives.
Using Cash Value Life Insurance to Retain Top Talent
/in Insurance, News & InsightsCash value life insurance can retain top talent by offering significant death benefits and funding executive retirement programs and bonuses.
Compensation Guidelines for Nonprofits
/in News & Insights, Non ProfitsCompensation guidelines for nonprofits and tax-exempt organizations help ensure salaries are reasonable, but not excessive, and are reported honestly each year.
How to Retain Top Talent Using Executive Compensation
/in Business, Insurance, News & InsightsRetain top talent in your organization by using executive compensation, like corporate-owned life insurance (COLI), to fund employee benefit programs.
Exit Strategies for Life Insurance Policies
/in Insurance, News & InsightsThere are many reasons why you may no longer want or need your life insurance policy. Perhaps your beneficiaries will no longer need the life insurance proceeds after you are gone. Maybe premiums for the coverage have become unaffordable. Perhaps you need to use all of the policy’s cash value to bolster retirement income or […]
Permanent Life Insurance: What Options Are Available to You?
/in Insurance, News & InsightsThe types of permanent life insurance include whole life insurance, universal life insurance, index life insurance, and variable universal life insurance.
Life Insurance 101: Difference Between Buy-Sell and Key-Person
/in Business, Insurance, News & InsightsBuy-sell life insurance is different from key-person life insurance. Buy-sell protects the departing business owner and his/her family, as well as the company and its remaining owners.
Term Life Insurance vs. Permanent Life Insurance
/in Insurance, News & InsightsWelcome to Insurance 101! Do you know the difference between term life insurance and permanent or whole life insurance?
Term life insurance is life insurance for a period of years whereas permanent life insurance or whole life insurance is designed to last for your lifetime.
Succession Planning Amidst the Great Resignation
/in Business, News & InsightsNow more than ever, amid the Great Resignation, companies need to look to succession planning to boost employee retention.
Knowing Your Life Insurance Options
/in Insurance, News & InsightsYour life insurance options include continuing your coverage, letting your coverage lapse, surrendering your policy, or selling your policy via life settlement.
How to Maximize Your Legacy Using Life Insurance
/in Insurance, News & InsightsEnhance your legacy, minimize taxes, and increase the amount you pass to heirs by combining a gifting strategy with an irrevocable life insurance trust (ILIT).
Using CUOLI to Fund Section 20 and 21: A Webinar Overview
/in Credit Unions, Finance, News & InsightsDid you miss our most recent webinar? We chatted about how under the NCUA, Sections 20 and 21 allow credit unions to contribute to investments that are typically impermissible, including credit union-owned life insurance (“CUOLI” or “COLI”).
Charitable Donation Accounts: Why Would Your Organization Use One?
/in Credit Unions, News & InsightsWhy would you organization use a charitable donation account (CDA)? In the current low yield environment, credit unions need to be efficient. A charitable donation account (CDA) can help fund contributions efficiently.