Who we are
Acumen insurance solutions specializes in the strategic use of life insurance for estate planning, business succession planning, and owner/executive benefit planning for both u.s.–based and foreign national clients. We review existing policies and custom design new policies to meet client’s specific needs while collaborating, ensuring that any proposed coverage changes fit within the framework of the client’s overall plan. We strive to exceed expectations but not only offering sound advice, but also providing top-notch customer service.
Why collaborating works
As specialists in our respective fields, we work hard at providing our clients with the best possible service. However, our client’s needs often extend beyond the realm of the services we can offer them on our own. An accountant gives tax advice, an attorney gives legal advice, a financial planner gives investment advice, and an insurance professional designs insurance products. Rarely, is one professional able to offer a high quality one-stop shop for clients. This reality places us all in the position of having to defer to the expertise of our colleagues who are equipped to serve our clients in the ways we cannot. By teaming up with like-minded firms, we make our clients happier through collaborating and, consequently, watch our practices grow. Acumen insurance solutions continues to expand as a result of forming referral relationships with key players in other fields and we would enjoy having the opportunity to grow with you as well.
Business Succession Planning
Development and funding of shareholder buy-sell agreements and owner/key employee retirement benefit plans.
Strategic design, implementation, and funding of wealth transfer plans that protect assets for heirs, reduce taxation, and often involve a charitable legacy.
Policy Analysis & Review (par)
Evaluation of existing life insurance contracts to determine competitiveness, value, and applicability of coverage to the overall plan.
Life Insurance Services
Policy design, carrier selection, underwriting, funding, positioning, and implementation.