{"id":988760,"date":"2022-07-26T17:48:35","date_gmt":"2022-07-27T00:48:35","guid":{"rendered":"https:\/\/acumeninsurancesolutions.com\/?page_id=988760"},"modified":"2022-08-04T15:59:26","modified_gmt":"2022-08-04T22:59:26","slug":"our-services","status":"publish","type":"page","link":"https:\/\/acumeninsurancesolutions.com\/our-services\/","title":{"rendered":"Our Services"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l62v02za-82ab961cd913f0797d0631f9bb712511\">\n.avia-section.av-l62v02za-82ab961cd913f0797d0631f9bb712511{\nbackground-repeat:no-repeat;\nbackground-image:url(https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/bigstock-197124103.jpg);\nbackground-position:50% 0%;\nbackground-attachment:scroll;\n}\n.avia-section.av-l62v02za-82ab961cd913f0797d0631f9bb712511 .av-section-color-overlay{\nopacity:0.5;\nbackground-color:#0a0a0a;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-l62v02za-82ab961cd913f0797d0631f9bb712511 main_color avia-section-default avia-no-border-styling  avia-builder-el-0  el_before_av_one_full  avia-builder-el-first  avia-full-stretch avia-bg-style-scroll av-section-color-overlay-active av-minimum-height av-minimum-height-50 av-height-50  container_wrap sidebar_right'  data-section-bg-repeat='stretch' data-av_minimum_height_pc='50' data-av_min_height_opt='50'><div class=\"av-section-color-overlay-wrap\"><div class=\"av-section-color-overlay\"><\/div><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-988760'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l62ukpt4-3b48158b7292db90dcae2d22d4e97094\">\n#top .av-special-heading.av-l62ukpt4-3b48158b7292db90dcae2d22d4e97094{\npadding-bottom:10px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-l62ukpt4-3b48158b7292db90dcae2d22d4e97094 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-l62ukpt4-3b48158b7292db90dcae2d22d4e97094 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-l62ukpt4-3b48158b7292db90dcae2d22d4e97094 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-l62ukpt4-3b48158b7292db90dcae2d22d4e97094 av-special-heading-h1 custom-color-heading blockquote modern-quote  avia-builder-el-1  avia-builder-el-no-sibling '><h1 class='av-special-heading-tag'  itemprop=\"headline\"  >Our Services<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div><\/div><div id='after_section_1'  class='main_color av_default_container_wrap container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-988760'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-8pmiywns-288d28195492b1bcb8b0be0ba0445c9d av_one_full  avia-builder-el-2  el_after_av_section  el_before_av_heading  avia-builder-el-first  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-8nzcpy6w-df9c071d58ad3c81033c3edd8d97fa7a\">\n#top .av-special-heading.av-8nzcpy6w-df9c071d58ad3c81033c3edd8d97fa7a{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-8nzcpy6w-df9c071d58ad3c81033c3edd8d97fa7a .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-8nzcpy6w-df9c071d58ad3c81033c3edd8d97fa7a .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-8nzcpy6w-df9c071d58ad3c81033c3edd8d97fa7a av-special-heading-h2 blockquote modern-quote  avia-builder-el-3  el_before_av_hr  avia-builder-el-first '><h2 class='av-special-heading-tag'  itemprop=\"headline\"  >We Put Life Insurance to Work<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-8grzgty0-aaf097d8defa541f895c7c499ede2a8f\">\n#top .hr.av-8grzgty0-aaf097d8defa541f895c7c499ede2a8f{\nmargin-top:10px;\nmargin-bottom:30px;\n}\n.hr.av-8grzgty0-aaf097d8defa541f895c7c499ede2a8f .hr-inner{\nwidth:90%;\nborder-color:#d8a734;\n}\n<\/style>\n<div  class='hr av-8grzgty0-aaf097d8defa541f895c7c499ede2a8f hr-custom  avia-builder-el-4  el_after_av_heading  avia-builder-el-last  hr-left hr-icon-no'><span class='hr-inner inner-border-av-border-thin'><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l62ujnc0-057517df506e2a9941e3f1e86d75f398\">\n#top .av-special-heading.av-l62ujnc0-057517df506e2a9941e3f1e86d75f398{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-l62ujnc0-057517df506e2a9941e3f1e86d75f398 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-l62ujnc0-057517df506e2a9941e3f1e86d75f398 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-l62ujnc0-057517df506e2a9941e3f1e86d75f398 av-special-heading-h3 blockquote modern-quote  avia-builder-el-5  el_after_av_one_full  el_before_av_one_fourth '><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >Industries We Serve:<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<div class='flex_column_table av-8bqkt3dk-859a486b228b36feb24066fe424be4ae sc-av_one_fourth av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-8bqkt3dk-859a486b228b36feb24066fe424be4ae\">\n.flex_column.av-8bqkt3dk-859a486b228b36feb24066fe424be4ae{\npadding:10px 10px 10px 10px;\n}\n<\/style>\n<div  class='flex_column av-8bqkt3dk-859a486b228b36feb24066fe424be4ae av_one_fourth  avia-builder-el-6  el_after_av_heading  el_before_av_one_fourth  first flex_column_table_cell av-equal-height-column av-align-top  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-8876n2jc-db40d2fef801723025a4b10b636219ec\">\n.av_font_icon.av-8876n2jc-db40d2fef801723025a4b10b636219ec{\ncolor:#d8a734;\nborder-color:#d8a734;\n}\n.av_font_icon.av-8876n2jc-db40d2fef801723025a4b10b636219ec .av-icon-char{\nfont-size:40px;\nline-height:40px;\n}\n<\/style>\n<span  class='av_font_icon av-8876n2jc-db40d2fef801723025a4b10b636219ec avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-icon-animate'><span class='av-icon-char' aria-hidden='true' data-av_icon='\ue8bb' data-av_iconfont='entypo-fontello' ><\/span><\/span><br \/>\n<section  class='av_textblock_section av-857dzpjs-0a24fe75bdb99274d208b74647b5885b '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Business Owners<\/h3>\n<p>Acumen thrives at helping business owners attract and retain key employees, preserve equity, protect against loss, and coordinate their succession and estate plan.<\/p>\n<\/div><\/section><br \/>\n<div  class='avia-button-wrap av-l62un442-a2bb714c48dd57a663c46047f0ac3bb4-wrap avia-button-left  avia-builder-el-9  el_after_av_textblock  avia-builder-el-last '><a href='https:\/\/acumeninsurancesolutions.com\/business-owners\/'  class='avia-button av-l62un442-a2bb714c48dd57a663c46047f0ac3bb4 avia-icon_select-no avia-size-medium avia-position-left avia-color-dark'  ><span class='avia_iconbox_title' >Learn More<\/span><\/a><\/div><\/p><\/div>\n<div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-7y0fmffc-ff68fc09c12d6b4f1ca8f19733ca29f1\">\n.flex_column.av-7y0fmffc-ff68fc09c12d6b4f1ca8f19733ca29f1{\npadding:10px 10px 10px 10px;\n}\n<\/style>\n<div  class='flex_column av-7y0fmffc-ff68fc09c12d6b4f1ca8f19733ca29f1 av_one_fourth  avia-builder-el-10  el_after_av_one_fourth  el_before_av_one_fourth  flex_column_table_cell av-equal-height-column av-align-top  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-7ty4xy54-e48dccba00c060b57c3c4af8c8e4b1ef\">\n.av_font_icon.av-7ty4xy54-e48dccba00c060b57c3c4af8c8e4b1ef{\ncolor:#d8a734;\nborder-color:#d8a734;\n}\n.av_font_icon.av-7ty4xy54-e48dccba00c060b57c3c4af8c8e4b1ef .av-icon-char{\nfont-size:40px;\nline-height:40px;\n}\n<\/style>\n<span  class='av_font_icon av-7ty4xy54-e48dccba00c060b57c3c4af8c8e4b1ef avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-icon-animate'><span class='av-icon-char' aria-hidden='true' data-av_icon='\ue8bb' data-av_iconfont='entypo-fontello' ><\/span><\/span><br \/>\n<section  class='av_textblock_section av-7pthpwyg-fa254cb3a257e065bad922404f83d160 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Credit Unions<\/h3>\n<p>We create specific life insurance plans for credit unions so they can earn a higher current yield without sacrificing safety or liquidity and acquire life insurance protection to attract and retain their top executives.<\/p>\n<\/div><\/section><br \/>\n<div  class='avia-button-wrap av-7k94rf4o-926a1eecdfa50c943b450249782b891b-wrap avia-button-left  avia-builder-el-13  el_after_av_textblock  avia-builder-el-last '><a href='https:\/\/acumeninsurancesolutions.com\/credit-unions\/'  class='avia-button av-7k94rf4o-926a1eecdfa50c943b450249782b891b avia-icon_select-no avia-size-medium avia-position-left avia-color-dark'  ><span class='avia_iconbox_title' >Learn More<\/span><\/a><\/div><\/p><\/div>\n<div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-7fk587vc-2fd6b82296b45bedee0359c99de442a6\">\n.flex_column.av-7fk587vc-2fd6b82296b45bedee0359c99de442a6{\npadding:10px 10px 10px 10px;\n}\n<\/style>\n<div  class='flex_column av-7fk587vc-2fd6b82296b45bedee0359c99de442a6 av_one_fourth  avia-builder-el-14  el_after_av_one_fourth  el_before_av_one_fourth  flex_column_table_cell av-equal-height-column av-align-top  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-7apio7bs-270fe45178a71c9a11a208f3a2a4b9f8\">\n.av_font_icon.av-7apio7bs-270fe45178a71c9a11a208f3a2a4b9f8{\ncolor:#d8a734;\nborder-color:#d8a734;\n}\n.av_font_icon.av-7apio7bs-270fe45178a71c9a11a208f3a2a4b9f8 .av-icon-char{\nfont-size:40px;\nline-height:40px;\n}\n<\/style>\n<span  class='av_font_icon av-7apio7bs-270fe45178a71c9a11a208f3a2a4b9f8 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-icon-animate'><span class='av-icon-char' aria-hidden='true' data-av_icon='\ue8bb' data-av_iconfont='entypo-fontello' ><\/span><\/span><br \/>\n<section  class='av_textblock_section av-76fj55qw-ee8d949b5ab616681338b762ab484909 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Families<\/h3>\n<p>We help preserve harmony and bring financial peace of mind to loved ones after the passing of a key family member. We&#8217;ll ensure fair distribution and protection of the family&#8217;s financial assets.<\/p>\n<\/div><\/section><br \/>\n<div  class='avia-button-wrap av-73aqow2g-96ebe9a9e19d8f7663e7edc8960d5161-wrap avia-button-left  avia-builder-el-17  el_after_av_textblock  avia-builder-el-last '><a href='https:\/\/acumeninsurancesolutions.com\/family\/'  class='avia-button av-73aqow2g-96ebe9a9e19d8f7663e7edc8960d5161 avia-icon_select-no avia-size-medium avia-position-left avia-color-dark'  ><span class='avia_iconbox_title' >Learn More<\/span><\/a><\/div><\/p><\/div>\n<div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6xvxs1i0-3009280d1948586446c9c951793ff4f2\">\n.flex_column.av-6xvxs1i0-3009280d1948586446c9c951793ff4f2{\npadding:10px 10px 10px 10px;\n}\n<\/style>\n<div  class='flex_column av-6xvxs1i0-3009280d1948586446c9c951793ff4f2 av_one_fourth  avia-builder-el-18  el_after_av_one_fourth  el_before_av_section  avia-builder-el-last  flex_column_table_cell av-equal-height-column av-align-top  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6tss50rc-d1fc05ca05ffc3f2e52f47db39ea17bb\">\n.av_font_icon.av-6tss50rc-d1fc05ca05ffc3f2e52f47db39ea17bb{\ncolor:#d8a734;\nborder-color:#d8a734;\n}\n.av_font_icon.av-6tss50rc-d1fc05ca05ffc3f2e52f47db39ea17bb .av-icon-char{\nfont-size:40px;\nline-height:40px;\n}\n<\/style>\n<span  class='av_font_icon av-6tss50rc-d1fc05ca05ffc3f2e52f47db39ea17bb avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-icon-animate'><span class='av-icon-char' aria-hidden='true' data-av_icon='\ue8bb' data-av_iconfont='entypo-fontello' ><\/span><\/span><br \/>\n<section  class='av_textblock_section av-6rf89oew-b97e0f3c58b67f8da78c9dbbe2c36569 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Nonprofits<\/h3>\n<p>Acumen has developed effective programs for nonprofit organizations to improve yields, attract and retain key employees and increase donations.<\/p>\n<\/div><\/section><br \/>\n<div  class='avia-button-wrap av-6j66r448-61d8793e132f8452188bc6ab33fff85e-wrap avia-button-left  avia-builder-el-21  el_after_av_textblock  avia-builder-el-last '><a href='https:\/\/acumeninsurancesolutions.com\/nonprofits\/'  class='avia-button av-6j66r448-61d8793e132f8452188bc6ab33fff85e avia-icon_select-no avia-size-medium avia-position-left avia-color-dark'  ><span class='avia_iconbox_title' >Learn More<\/span><\/a><\/div><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6hchxdaw-3f7fc2977941c019cc1ef0c061c0eb69\">\n.avia-section.av-6hchxdaw-3f7fc2977941c019cc1ef0c061c0eb69{\nbackground-repeat:no-repeat;\nbackground-image:url(https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/bigstock-Majestic-Orange-Sunset-Over-Th-396230609-scaled.jpg);\nbackground-position:50% 50%;\nbackground-attachment:scroll;\n}\n.avia-section.av-6hchxdaw-3f7fc2977941c019cc1ef0c061c0eb69 .av-section-color-overlay{\nopacity:0.5;\nbackground-color:#0a0a0a;\n}\n<\/style>\n<div id='av_section_2'  class='avia-section av-6hchxdaw-3f7fc2977941c019cc1ef0c061c0eb69 main_color avia-section-default avia-no-border-styling  avia-builder-el-22  el_after_av_one_fourth  el_before_av_section  avia-full-stretch avia-bg-style-scroll av-section-color-overlay-active av-minimum-height av-minimum-height-custom av-height-custom  container_wrap sidebar_right'  data-section-bg-repeat='stretch' data-av_minimum_height_px='250'><div class=\"av-section-color-overlay-wrap\"><div class=\"av-section-color-overlay\"><\/div><div class='container av-section-cont-open' style='height:250px'><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-988760'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l62uk8ot-38d92b9098b9b4050495588e7c0b7452\">\n#top .av-special-heading.av-l62uk8ot-38d92b9098b9b4050495588e7c0b7452{\npadding-bottom:10px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-l62uk8ot-38d92b9098b9b4050495588e7c0b7452 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-l62uk8ot-38d92b9098b9b4050495588e7c0b7452 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class='post-entry post-entry-type-page post-entry-988760'><div class='entry-content-wrapper clearfix'>\n<div class='flex_column_table av-6870vrq0-d23454ad0f3004153aaff57ec58bda49 sc-av_one_half av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6870vrq0-d23454ad0f3004153aaff57ec58bda49\">\n.flex_column.av-6870vrq0-d23454ad0f3004153aaff57ec58bda49{\npadding:10px 10px 10px 10px;\n}\n<\/style>\n<div  class='flex_column av-6870vrq0-d23454ad0f3004153aaff57ec58bda49 av_one_half  avia-builder-el-25  el_before_av_one_half  avia-builder-el-first  first flex_column_table_cell av-equal-height-column av-align-top av-hide-on-mobile  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l62vslrh-78da6a39181e3a98e69be608628fe88f\">\n.avia-image-container.av-l62vslrh-78da6a39181e3a98e69be608628fe88f img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-l62vslrh-78da6a39181e3a98e69be608628fe88f .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-l62vslrh-78da6a39181e3a98e69be608628fe88f av-styling- avia-align-center  avia-builder-el-26  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-988772 avia-img-lazy-loading-not-988772 avia_image ' src=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-847541098-scaled.jpg\" alt='Elderly couple planning on life insurance plan' title='Life Insurance Planning Services'  height=\"1708\" width=\"2560\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-847541098-scaled.jpg 2560w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-847541098-300x200.jpg 300w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-847541098-1030x687.jpg 1030w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-847541098-768x513.jpg 768w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-847541098-1536x1025.jpg 1536w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-847541098-2048x1367.jpg 2048w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-847541098-1500x1001.jpg 1500w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-847541098-705x470.jpg 705w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div><\/div><\/div><\/div><div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-60rzdis8-4b8087424e7802d27b65a30bdd6ad3c5\">\n.flex_column.av-60rzdis8-4b8087424e7802d27b65a30bdd6ad3c5{\npadding:10px 10px 10px 10px;\n}\n<\/style>\n<div  class='flex_column av-60rzdis8-4b8087424e7802d27b65a30bdd6ad3c5 av_one_half  avia-builder-el-27  el_after_av_one_half  avia-builder-el-last  flex_column_table_cell av-equal-height-column av-align-top  '     ><section  class='av_textblock_section av-l62uwexv-45d0a36294385d02f66c663aae93f32b '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2>Life Insurance Planning<\/h2>\n<p>Every person and situation is unique, so we do not believe in a one-size-fits-all approach to life insurance planning. As independent advanced life insurance professionals, we are not beholden to any insurance carrier or program. That allows us to provide our clients with best-in-class life insurance for any situation and from virtually the entire universe of top-quality carriers. We handle everything from policy design, underwriting, placement, and servicing to integration with your overall financial and estate plan. We audit existing life insurance policies to help clients understand what they own and ensure that their coverage remains competitive. We also provide second opinions of life insurance vehicles proposed by others who do not share our depth of expertise in this unique area.<\/p>\n<\/div><\/section><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_4'  class='avia-section av-5w7kre3c-d4c83e2b0684a300518ac4e610fecb60 main_color avia-section-default avia-no-border-styling  avia-builder-el-29  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-988760'><div class='entry-content-wrapper clearfix'>\n<div class='flex_column_table av-5rpv6x08-6db5526491147f2b7a44768975a6ae2e sc-av_one_half av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5rpv6x08-6db5526491147f2b7a44768975a6ae2e\">\n.flex_column.av-5rpv6x08-6db5526491147f2b7a44768975a6ae2e{\npadding:10px 10px 10px 10px;\n}\n<\/style>\n<div  class='flex_column av-5rpv6x08-6db5526491147f2b7a44768975a6ae2e av_one_half  avia-builder-el-30  el_before_av_one_half  avia-builder-el-first  first flex_column_table_cell av-equal-height-column av-align-top  '     ><section  class='av_textblock_section av-l62v3un6-82f5158529c53770d8f8b0c0a1ddeec5 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2>Special Life Insurance Markets<\/h2>\n<p>It may make sense for clients acquiring large amounts of life insurance to borrow the policy premiums, especially in today\u2019s low interest rate environment. Acumen has access to the entire premium finance marketplace and can design a plan that preserves cash flow, reduces out-of-pocket costs, minimizes collateral, and uses realistic policy performance projections.<\/p>\n<p>When a life insurance policy is no longer needed, a life settlement may provide the owner with more money than simply returning the policy to the carrier for its cash surrender value. Acumen works with dozens of companies that seek to acquire existing life insurance policies and help negotiate the highest price on behalf of our clients.<\/p>\n<\/div><\/section><\/div><div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5nftvkm0-43f332fe586199f457b7d9fffd9dad51\">\n.flex_column.av-5nftvkm0-43f332fe586199f457b7d9fffd9dad51{\npadding:10px 10px 10px 10px;\n}\n<\/style>\n<div  class='flex_column av-5nftvkm0-43f332fe586199f457b7d9fffd9dad51 av_one_half  avia-builder-el-32  el_after_av_one_half  avia-builder-el-last  flex_column_table_cell av-equal-height-column av-align-top av-hide-on-mobile  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l62vs3kn-6fee7b0fa581056214eee9c0ce75c0db\">\n.avia-image-container.av-l62vs3kn-6fee7b0fa581056214eee9c0ce75c0db img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-l62vs3kn-6fee7b0fa581056214eee9c0ce75c0db .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-l62vs3kn-6fee7b0fa581056214eee9c0ce75c0db av-styling- avia-align-center  avia-builder-el-33  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-988771 avia-img-lazy-loading-not-988771 avia_image ' src=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1150233756-scaled.jpg\" alt='businessman working and discussing business together' title='Life Insurance Markets'  height=\"1707\" width=\"2560\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1150233756-scaled.jpg 2560w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1150233756-300x200.jpg 300w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1150233756-1030x687.jpg 1030w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1150233756-768x512.jpg 768w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1150233756-1536x1024.jpg 1536w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1150233756-2048x1365.jpg 2048w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1150233756-1500x1000.jpg 1500w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1150233756-705x470.jpg 705w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div><\/div><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_5'  class='avia-section av-5iwc0a6w-9d8bde34e1e1a91e907c7f62a3703c89 main_color avia-section-default avia-no-border-styling  avia-builder-el-34  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-988760'><div class='entry-content-wrapper clearfix'>\n<div class='flex_column_table av-5gxtbyqg-c9af8c2ea8354f94f2cef32f716ee233 sc-av_one_half av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5gxtbyqg-c9af8c2ea8354f94f2cef32f716ee233\">\n.flex_column.av-5gxtbyqg-c9af8c2ea8354f94f2cef32f716ee233{\npadding:10px 10px 10px 10px;\n}\n<\/style>\n<div  class='flex_column av-5gxtbyqg-c9af8c2ea8354f94f2cef32f716ee233 av_one_half  avia-builder-el-35  el_before_av_one_half  avia-builder-el-first  first flex_column_table_cell av-equal-height-column av-align-top av-hide-on-mobile  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l62vri6w-5598a2963342631879fa61c8f20f0987\">\n.avia-image-container.av-l62vri6w-5598a2963342631879fa61c8f20f0987 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-l62vri6w-5598a2963342631879fa61c8f20f0987 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-l62vri6w-5598a2963342631879fa61c8f20f0987 av-styling- avia-align-center  avia-builder-el-36  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-988770 avia-img-lazy-loading-not-988770 avia_image ' src=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1203993873-scaled.jpg\" alt='Generations of carpenters in their family business workshop' title='Business Succession Planning Services'  height=\"1708\" width=\"2560\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1203993873-scaled.jpg 2560w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1203993873-300x200.jpg 300w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1203993873-1030x687.jpg 1030w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1203993873-768x512.jpg 768w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1203993873-1536x1025.jpg 1536w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1203993873-2048x1366.jpg 2048w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1203993873-1500x1001.jpg 1500w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1203993873-705x470.jpg 705w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div><\/div><\/div><\/div><div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5bdbm02g-f8576f8632a9993aa1bbac1b055d5b47\">\n.flex_column.av-5bdbm02g-f8576f8632a9993aa1bbac1b055d5b47{\npadding:10px 10px 10px 10px;\n}\n<\/style>\n<div  class='flex_column av-5bdbm02g-f8576f8632a9993aa1bbac1b055d5b47 av_one_half  avia-builder-el-37  el_after_av_one_half  avia-builder-el-last  flex_column_table_cell av-equal-height-column av-align-top  '     ><section  class='av_textblock_section av-l62vaxv6-6e68dd0a0cb8a79e9c44f95814293af1 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2>Business Succession Planning<\/h2>\n<p>Life insurance is utilized by business owners to protect against the loss of their most valuable employees (\u201ckey-person\u201d coverage). They also use corporate-owned life insurance in conjunction with a buy-sell or shareholders\u2019 agreement to provide the liquidity needed to redeem shares when an owner leaves the company or passes away. Working with owners of successful businesses also requires coordination with their estate plans; the Acumen team is uniquely positioned to design flexible life insurance plans with both goals in mind.<\/p>\n<\/div><\/section><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_6'  class='avia-section av-552vqx94-d66faa0d13b7de24aad6b6a9a000feb9 main_color avia-section-default avia-no-border-styling  avia-builder-el-39  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-988760'><div class='entry-content-wrapper clearfix'>\n<div class='flex_column_table av-53lih448-f12a6922760ba440353951d39474c8a1 sc-av_one_half av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-53lih448-f12a6922760ba440353951d39474c8a1\">\n.flex_column.av-53lih448-f12a6922760ba440353951d39474c8a1{\npadding:10px 10px 10px 10px;\n}\n<\/style>\n<div  class='flex_column av-53lih448-f12a6922760ba440353951d39474c8a1 av_one_half  avia-builder-el-40  el_before_av_one_half  avia-builder-el-first  first flex_column_table_cell av-equal-height-column av-align-top  '     ><section  class='av_textblock_section av-l62v4uv8-2df161f616bd499ae72e6d2c495a0d48 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2>Estate Planning<\/h2>\n<p>The liquidity that life insurance provides can be a tax-efficient way to meet a client\u2019s estate and wealth transfer planning goals. This includes accomplishing tax mitigation, estate equalization, special needs, asset protection, and charitable endeavors. Special attention is paid to flexibility and exit strategies in case things change. Acumen\u2019s knowledge of advanced planning techniques and strategic life insurance policy designs makes the firm a go-to resource for families using life insurance for estate planning.<\/p>\n<\/div><\/section><\/div><div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ho39wgo-b20ff30c3622e524f606aaedc3e815e0\">\n.flex_column.av-ho39wgo-b20ff30c3622e524f606aaedc3e815e0{\npadding:10px 10px 10px 10px;\n}\n<\/style>\n<div  class='flex_column av-ho39wgo-b20ff30c3622e524f606aaedc3e815e0 av_one_half  avia-builder-el-42  el_after_av_one_half  avia-builder-el-last  flex_column_table_cell av-equal-height-column av-align-top av-hide-on-mobile  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l62vqtq7-fb57b72546b7f255b7f09aeb17b5aa91\">\n.avia-image-container.av-l62vqtq7-fb57b72546b7f255b7f09aeb17b5aa91 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-l62vqtq7-fb57b72546b7f255b7f09aeb17b5aa91 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-l62vqtq7-fb57b72546b7f255b7f09aeb17b5aa91 av-styling- avia-align-center  avia-builder-el-43  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-988769 avia-img-lazy-loading-not-988769 avia_image ' src=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-844249174-scaled.jpg\" alt='Businessman writing testament at notary public office' title='Estate Planning Services'  height=\"1696\" width=\"2560\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-844249174-scaled.jpg 2560w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-844249174-300x199.jpg 300w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-844249174-1030x682.jpg 1030w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-844249174-768x509.jpg 768w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-844249174-1536x1017.jpg 1536w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-844249174-2048x1356.jpg 2048w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-844249174-1500x994.jpg 1500w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-844249174-705x467.jpg 705w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div><\/div><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_7'  class='avia-section av-4stxvqe0-5f6e2fab33a30e2ced84ba3bba855ba8 main_color avia-section-default avia-no-border-styling  avia-builder-el-44  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-988760'><div class='entry-content-wrapper clearfix'>\n<div class='flex_column_table av-4o04hyhk-6ad2bfb863674240d44d235f500ac3fa sc-av_one_half av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4o04hyhk-6ad2bfb863674240d44d235f500ac3fa\">\n.flex_column.av-4o04hyhk-6ad2bfb863674240d44d235f500ac3fa{\npadding:10px 10px 10px 10px;\n}\n<\/style>\n<div  class='flex_column av-4o04hyhk-6ad2bfb863674240d44d235f500ac3fa av_one_half  avia-builder-el-45  el_before_av_one_half  avia-builder-el-first  first flex_column_table_cell av-equal-height-column av-align-top av-hide-on-mobile  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l62vq67a-0c8f55fb5a084e8fb541c3a68cf44a94\">\n.avia-image-container.av-l62vq67a-0c8f55fb5a084e8fb541c3a68cf44a94 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-l62vq67a-0c8f55fb5a084e8fb541c3a68cf44a94 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-l62vq67a-0c8f55fb5a084e8fb541c3a68cf44a94 av-styling- avia-align-center  avia-builder-el-46  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-988768 avia-img-lazy-loading-not-988768 avia_image ' src=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1256422142-scaled.jpg\" alt='Adirondack chairs sitting on a wooden pier' title='Retirement Planning Services'  height=\"1704\" width=\"2560\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1256422142-scaled.jpg 2560w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1256422142-300x200.jpg 300w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1256422142-1030x685.jpg 1030w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1256422142-768x511.jpg 768w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1256422142-1536x1022.jpg 1536w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1256422142-2048x1363.jpg 2048w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1256422142-1500x998.jpg 1500w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1256422142-705x469.jpg 705w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div><\/div><\/div><\/div><div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4ipe1qqg-76f9483447beecb7655f459df2990712\">\n.flex_column.av-4ipe1qqg-76f9483447beecb7655f459df2990712{\npadding:10px 10px 10px 10px;\n}\n<\/style>\n<div  class='flex_column av-4ipe1qqg-76f9483447beecb7655f459df2990712 av_one_half  avia-builder-el-47  el_after_av_one_half  avia-builder-el-last  flex_column_table_cell av-equal-height-column av-align-top  '     ><section  class='av_textblock_section av-l62v683r-f59115dbde747ef93b3036b8c5ddd591 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2>Retirement Planning<\/h2>\n<p>Special tax advantages and unique growth opportunities make the cash value component of permanent life insurance policies a popular vehicle to generate retirement income. Many modern contracts also offer other \u201cliving benefits,\u201d such as coverage for long-term care costs. Whether it\u2019s corporate (\u201cCOLI\u201d) or individually-owned, Acumen insurance professionals know which life insurance contracts are most advantageous to accomplishing retirement planning goals, and how to effectively underwrite, design, and fund the policies.<\/p>\n<\/div><\/section><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_8'  class='avia-section av-4evjlrko-e49050867e59747d610f75731aed5ff6 main_color avia-section-default avia-no-border-styling  avia-builder-el-49  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-988760'><div class='entry-content-wrapper clearfix'>\n<div class='flex_column_table av-49qv2788-f8c0adcd3d23404dc6147bc0b732089a sc-av_one_half av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-49qv2788-f8c0adcd3d23404dc6147bc0b732089a\">\n.flex_column.av-49qv2788-f8c0adcd3d23404dc6147bc0b732089a{\npadding:10px 10px 10px 10px;\n}\n<\/style>\n<div  class='flex_column av-49qv2788-f8c0adcd3d23404dc6147bc0b732089a av_one_half  avia-builder-el-50  el_before_av_one_half  avia-builder-el-first  first flex_column_table_cell av-equal-height-column av-align-top  '     ><section  class='av_textblock_section av-l62v6xke-935aafdfefbd2cd2d7c00b02e15dfa74 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2>Executive Retention Planning<\/h2>\n<p>Attracting, rewarding, and retaining key people so they stay and perform can be challenging, especially if offering ownership equity if not desirable or possible, such as with a nonprofit organization or a family-owned business. The professionals at Acumen know how to design life insurance policies for companies that can be specifically used to help a company achieve its executive retention planning goals.<\/p>\n<\/div><\/section><\/div><div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-456rrb14-a18668441fa8e2d73b411ee07834e779\">\n.flex_column.av-456rrb14-a18668441fa8e2d73b411ee07834e779{\npadding:10px 10px 10px 10px;\n}\n<\/style>\n<div  class='flex_column av-456rrb14-a18668441fa8e2d73b411ee07834e779 av_one_half  avia-builder-el-52  el_after_av_one_half  avia-builder-el-last  flex_column_table_cell av-equal-height-column av-align-top av-hide-on-mobile  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l62vpltz-517998d33493b4d6cdbab3efc13f75d3\">\n.avia-image-container.av-l62vpltz-517998d33493b4d6cdbab3efc13f75d3 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-l62vpltz-517998d33493b4d6cdbab3efc13f75d3 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-l62vpltz-517998d33493b4d6cdbab3efc13f75d3 av-styling- avia-align-center  avia-builder-el-53  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-988767 avia-img-lazy-loading-not-988767 avia_image ' src=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1347197740-scaled.jpg\" alt='Business people having casual discussion during meeting' title='Business people having casual discussion during meeting'  height=\"1616\" width=\"2560\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1347197740-scaled.jpg 2560w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1347197740-300x189.jpg 300w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1347197740-1030x650.jpg 1030w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1347197740-768x485.jpg 768w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1347197740-1536x970.jpg 1536w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1347197740-2048x1293.jpg 2048w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1347197740-1500x947.jpg 1500w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1347197740-705x445.jpg 705w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div><\/div><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_9'  class='avia-section av-3zrpbis8-7c3c3edd40bd471bb351f29a971b0770 main_color avia-section-default avia-no-border-styling  avia-builder-el-54  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-988760'><div class='entry-content-wrapper clearfix'>\n<div class='flex_column_table av-3ur6t6vs-7456d42e017a4bb77a0205db5b56b83c sc-av_one_half av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3ur6t6vs-7456d42e017a4bb77a0205db5b56b83c\">\n.flex_column.av-3ur6t6vs-7456d42e017a4bb77a0205db5b56b83c{\npadding:10px 10px 10px 10px;\n}\n<\/style>\n<div  class='flex_column av-3ur6t6vs-7456d42e017a4bb77a0205db5b56b83c av_one_half  avia-builder-el-55  el_before_av_one_half  avia-builder-el-first  first flex_column_table_cell av-equal-height-column av-align-top av-hide-on-mobile  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l62vvoxw-3350f2b9330585d1b7dd3b133d0f9201\">\n.avia-image-container.av-l62vvoxw-3350f2b9330585d1b7dd3b133d0f9201 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-l62vvoxw-3350f2b9330585d1b7dd3b133d0f9201 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-l62vvoxw-3350f2b9330585d1b7dd3b133d0f9201 av-styling- avia-align-center  avia-builder-el-56  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-988773 avia-img-lazy-loading-not-988773 avia_image ' src=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-950986656-scaled.jpg\" alt='Business Finance, accounting, contract, advisor investment consulting marketing plan for the company with using tablet and computer technology in analysis.' title='Executive Planning'  height=\"1706\" width=\"2560\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-950986656-scaled.jpg 2560w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-950986656-300x200.jpg 300w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-950986656-1030x687.jpg 1030w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-950986656-768x512.jpg 768w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-950986656-1536x1024.jpg 1536w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-950986656-2048x1365.jpg 2048w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-950986656-1500x1000.jpg 1500w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-950986656-705x470.jpg 705w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div><\/div><\/div><\/div><div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3qyrkhqw-d3f2a03cac67b1786f1c444450b3a139\">\n.flex_column.av-3qyrkhqw-d3f2a03cac67b1786f1c444450b3a139{\npadding:10px 10px 10px 10px;\n}\n<\/style>\n<div  class='flex_column av-3qyrkhqw-d3f2a03cac67b1786f1c444450b3a139 av_one_half  avia-builder-el-57  el_after_av_one_half  avia-builder-el-last  flex_column_table_cell av-equal-height-column av-align-top  '     ><section  class='av_textblock_section av-l62v7uf4-c960447068a06c9f92c5912fd353c247 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2>Credit Union-Owned Life Insurance and Executive Benefit Planning<\/h2>\n<p>Life insurance is utilized by the nation\u2019s largest credit unions as an \u201cotherwise impermissible investment\u201d to offset employee benefit expenses. Acumen is the nation\u2019s expert in designing credit union-owned life insurance contracts that maximize benefits for both the key executives and the sponsoring organizations. We also show credit unions how to use life insurance to increase earnings compared to similar risk-adjusted assets without sacrificing safety or liquidity.<\/p>\n<\/div><\/section><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_10'  class='avia-section av-3mcdicgo-1527ee8979b8849c865e75ac0b1cfdbc main_color avia-section-default avia-no-border-styling  avia-builder-el-59  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-988760'><div class='entry-content-wrapper clearfix'>\n<div class='flex_column_table av-3k8eyezc-a835a8476ed18e5f327e7ba1afe60e1d sc-av_one_half av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3k8eyezc-a835a8476ed18e5f327e7ba1afe60e1d\">\n.flex_column.av-3k8eyezc-a835a8476ed18e5f327e7ba1afe60e1d{\npadding:10px 10px 10px 10px;\n}\n<\/style>\n<div  class='flex_column av-3k8eyezc-a835a8476ed18e5f327e7ba1afe60e1d av_one_half  avia-builder-el-60  el_before_av_one_half  avia-builder-el-first  first flex_column_table_cell av-equal-height-column av-align-top  '     ><section  class='av_textblock_section av-l62v8xpm-6450cf3d696e2988c46ea31607b3214f '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2>Cash and Liquidity Planning<\/h2>\n<p>In a low interest rate environment and with volatile markets, it can be challenging to generate much yield on \u201crainy day\u201d money without taking additional risk. Acumen works with companies and individuals to design specialized life insurance contracts that provide more meaningful current yields on these assets, without sacrificing the safety or liquidity of the funds.<\/p>\n<\/div><\/section><\/div><div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3dppelp4-06aa011733824bde6551fb49be505aeb\">\n.flex_column.av-3dppelp4-06aa011733824bde6551fb49be505aeb{\npadding:10px 10px 10px 10px;\n}\n<\/style>\n<div  class='flex_column av-3dppelp4-06aa011733824bde6551fb49be505aeb av_one_half  avia-builder-el-62  el_after_av_one_half  avia-builder-el-last  flex_column_table_cell av-equal-height-column av-align-top av-hide-on-mobile  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l62vovoj-7ade180806ed8474d2d46b6da82ee8b2\">\n.avia-image-container.av-l62vovoj-7ade180806ed8474d2d46b6da82ee8b2 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-l62vovoj-7ade180806ed8474d2d46b6da82ee8b2 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-l62vovoj-7ade180806ed8474d2d46b6da82ee8b2 av-styling- avia-align-center  avia-builder-el-63  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-988765 avia-img-lazy-loading-not-988765 avia_image ' src=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1297492947-scaled.jpg\" alt='Dollar Seedling - Growth Concept - Sprout On Banknotes In Increase' title='Cash Liquidity and Planning Services'  height=\"1307\" width=\"2560\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1297492947-scaled.jpg 2560w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1297492947-300x153.jpg 300w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1297492947-1030x526.jpg 1030w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1297492947-768x392.jpg 768w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1297492947-1536x784.jpg 1536w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1297492947-2048x1045.jpg 2048w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1297492947-1500x766.jpg 1500w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/iStock-1297492947-705x360.jpg 705w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div><\/div><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_11'  class='avia-section av-38x5v7dk-f07257fd6a7c5b91ff3b4bf7c7e87904 main_color avia-section-default avia-no-border-styling  avia-builder-el-64  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-988760'><div class='entry-content-wrapper clearfix'>\n<section  class='av_textblock_section av-35euzsgo-e673d61d762837f8f9849f3c79ab00c0 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 class=\"vamtam-heading \" style=\"text-align: center;\"><span class=\"vamtam-heading-text\">A few of our happy clients<\/span><\/h2>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-23wc55lk-de4f3d89a3e4bd6f43c5ef33fe3b5456\">\n#top .avia-testimonial-wrapper.av-23wc55lk-de4f3d89a3e4bd6f43c5ef33fe3b5456 .avia-testimonial-name{\ncolor:#d8a734;\n}\n.avia-testimonial-wrapper.av-23wc55lk-de4f3d89a3e4bd6f43c5ef33fe3b5456 .avia-testimonial-subtitle{\ncolor:#3d3d3d;\n}\n.avia-testimonial-wrapper.av-23wc55lk-de4f3d89a3e4bd6f43c5ef33fe3b5456 .avia-testimonial-link{\ncolor:#3d3d3d;\n}\n<\/style>\n<div  class='avia-testimonial-wrapper av-23wc55lk-de4f3d89a3e4bd6f43c5ef33fe3b5456 avia-slider-testimonials avia-slider-2-testimonials avia_animate_when_almost_visible av-small-hide av-mini-hide av-large-testimonial-slider av-slideshow-ui av-control-default av-no-slider-navigation av-slider-hover-pause av-slideshow-autoplay av-loop-endless av-loop-manual-endless' data-slideshow-options=\"{&quot;animation&quot;:&quot;fade&quot;,&quot;autoplay&quot;:true,&quot;loop_autoplay&quot;:&quot;endless&quot;,&quot;interval&quot;:5,&quot;loop_manual&quot;:&quot;manual-endless&quot;,&quot;autoplay_stopper&quot;:false,&quot;noNavigation&quot;:false,&quot;bg_slider&quot;:false,&quot;keep_padding&quot;:&quot;&quot;,&quot;hoverpause&quot;:true,&quot;show_slide_delay&quot;:0}\">\n<section class=\"avia-testimonial-row\"><div class='avia-testimonial av-205lmo60-4bd491843378d1701e4b4e2909311723 avia-testimonial-row-1 avia-first-testimonial flex_column no_margin av_one_half'><div class='avia-testimonial_inner'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia-testimonial-content '><div class='avia-testimonial-markup-entry-content'  itemprop=\"text\" ><p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-2108\" src=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/fivestars.png\" alt=\"\" width=\"112\" height=\"20\" \/><\/p>\n<blockquote>\n<p>Acumen works with me and my team of advisors to design and place the life insurance policy.<\/p>\n<\/blockquote>\n<p>&#8220;I own a specialty electric business that caters to naval and maritime clientele. My unexpended demise would devastate the value of my company and prevent my family from reaping the benefits of my decades of hard work and sacrifice. At the suggestion of both my lawyer and my business consultant, David Jacobs of Acumen Insurance Advisors worked with me and my team of advisors to design and place the life insurance policy that has become a critical part of my overall business succession and estate plan. We still meet regularly to gauge my policy&#8217;s performance and make necessary changes. Acumen Insurance Advisors is the firm to work with for life insurance.&#8221;<\/p>\n<\/div><\/div><div class=\"avia-testimonial-meta\"><div class=\"avia-testimonial-arrow-wrap\"><div class=\"avia-arrow\"><\/div><\/div><div class='avia-testimonial-meta-mini'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><strong  class='avia-testimonial-name'  itemprop=\"name\" >Bill Potter<\/strong><span  class='avia-testimonial-subtitle av_opacity_variation'  itemprop=\"jobTitle\" >Owner, Potter Electric, National City, CA<\/span><\/div><\/div><\/div><\/div>\n<div class='avia-testimonial av-1szi7xi0-6d8a97d4e0a353a27ce439f98f259cde avia-testimonial-row-1 flex_column no_margin av_one_half'><div class='avia-testimonial_inner'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia-testimonial-content '><div class='avia-testimonial-markup-entry-content'  itemprop=\"text\" ><p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-2108\" src=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/fivestars.png\" alt=\"\" width=\"112\" height=\"20\" \/><\/p>\n<blockquote>\n<p>&#8220;I am enjoying the peace of mind that comes with knowing that my family is protected.&#8221;<\/p>\n<\/blockquote>\n<p>&#8220;Our family is fortunate to own and operate a network of car wash and auto care facilities throughout the northeast. Protecting our wealth for our children and grandchildren, of whom there are many, is paramount. We now have two generations of our family taking advantage of the expertise that David Jacobs and his team at Acumen Insurance Advisors provide. Even though the firm is headquartered on the west coast, we have found them easy to communicate and do business with. I am enjoying the peace of mind that comes with knowing that my family is protected. Thank you, Acumen.&#8221;<\/p>\n<\/div><\/div><div class=\"avia-testimonial-meta\"><div class=\"avia-testimonial-arrow-wrap\"><div class=\"avia-arrow\"><\/div><\/div><div class='avia-testimonial-meta-mini'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><strong  class='avia-testimonial-name'  itemprop=\"name\" >Dick Baright<\/strong><span  class='avia-testimonial-subtitle av_opacity_variation'  itemprop=\"jobTitle\" >Owner, Foam & Wash Car Washes, Tivoli, NY<\/span><\/div><\/div><\/div><\/div>\n<div class='avia-testimonial av-1rvke3ko-3b8f24513a0fc286781d1c1db6208037 avia-testimonial-row-1 flex_column no_margin av_one_half'><div class='avia-testimonial_inner'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia-testimonial-content '><div class='avia-testimonial-markup-entry-content'  itemprop=\"text\" ><p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-2108\" src=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/fivestars.png\" alt=\"\" width=\"112\" height=\"20\" \/><\/p>\n<blockquote>\n<p>&#8220;They worked directly with me, my attorney and my accountant to customize and implement an intuitive wealth transfer and insurance plan that fit perfectly with my goals and objectives.&#8221;<\/p>\n<\/blockquote>\n<p>&#8220;Being in a service-oriented industry for over 40 years, I demand integrity, honesty, and a high level of expertise from my professional advisors. The team at Acumen Insurance Advisors, especially David, Scott and their staff, exceeded these expectations. As the owner of a family business and in a second marriage, my situation is not straightforward. They worked directly with me, my attorney and my accountant to customize and implement an intuitive wealth transfer and life insurance plan that fit perfectly with my goals and objectives. I recommend Acumen to anyone who wants to work with top-notch professionals in their field who always have their clients&#8217; best interests at heart.&#8221;<\/p>\n<\/div><\/div><div class=\"avia-testimonial-meta\"><div class=\"avia-testimonial-arrow-wrap\"><div class=\"avia-arrow\"><\/div><\/div><div class='avia-testimonial-meta-mini'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><strong  class='avia-testimonial-name'  itemprop=\"name\" >Mark Chapparone<\/strong><span  class='avia-testimonial-subtitle av_opacity_variation'  itemprop=\"jobTitle\" >Owner, Chapparone Auto Body, San Diego, CA<\/span><\/div><\/div><\/div><\/div>\n<div class='avia-testimonial av-1jnjses8-3265d3ab2d21941d62ce58b2aa52b26c avia-testimonial-row-1 flex_column no_margin av_one_half'><div class='avia-testimonial_inner'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia-testimonial-content '><div class='avia-testimonial-markup-entry-content'  itemprop=\"text\" ><p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-2108\" src=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/fivestars.png\" alt=\"\" width=\"112\" height=\"20\" \/><\/p>\n<blockquote>\n<p>&#8220;Since the partners have legal backgrounds, they understood how to properly design our coverage to accomplish my family&#8217;s wealth transfer planning objectives.&#8221;<\/p>\n<\/blockquote>\n<p>&#8220;As a practicing lawyer, I constantly come across professionals who claim to work in the life insurance field, but Acumen Insurance Advisors truly specializes in life insurance. Since the partners have legal backgrounds, they understood how to properly design our coverage to accomplish my family&#8217;s wealth transfer planning objectives. They also brought important issues to the table that my family did not originally consider. Due to changes in family dynamics, we had to make decisions that required significant changes to our policies, and Acumen helped every step of the way. I strongly recommend working with this firm.&#8221;<\/p>\n<\/div><\/div><div class=\"avia-testimonial-meta\"><div class=\"avia-testimonial-arrow-wrap\"><div class=\"avia-arrow\"><\/div><\/div><div class='avia-testimonial-meta-mini'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><strong  class='avia-testimonial-name'  itemprop=\"name\" >John Hullverson, Esq.<\/strong><span  class='avia-testimonial-subtitle av_opacity_variation'  itemprop=\"jobTitle\" >Partner, Emison Hullverson Law Firm, Tiburon, CA<\/span><\/div><\/div><\/div><\/div>\n<div class='avia-testimonial av-1i7qhcig-27cd1b45a38b3c89880e10d16e63b469 avia-testimonial-row-1 flex_column no_margin av_one_half'><div class='avia-testimonial_inner'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia-testimonial-content '><div class='avia-testimonial-markup-entry-content'  itemprop=\"text\" ><p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-2108\" src=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/fivestars.png\" alt=\"\" width=\"112\" height=\"20\" \/><\/p>\n<blockquote>\n<p>&#8220;I cannot emphasize enough how important it is to review your COLI and SERPs with the experts at Acumen&#8221;<\/p>\n<\/blockquote>\n<p>&#8220;Like many other credit unions, SAFE invested in Corporate-Owned Life Insurance (COLI) as a way to offset the cost of our benefits plans. Through Scott Hinkle and his team at Acumen Insurance Advisors, we came to learn that not all COLI is created equal. In our case, restructuring our COLI with Acumen will ultimately provide SAFE with a substantial increase in long term income from our original program. In addition, Acumen is now administering our existing Supplemental Executive Retirement Plans (SERPs), providing a level of service and insight that I have no experienced elsewhere. I cannot emphasize enough how important it is to review your COLI and SERPs with the experts at Acumen Insurance Advisors.<\/p>\n<\/div><\/div><div class=\"avia-testimonial-meta\"><div class=\"avia-testimonial-arrow-wrap\"><div class=\"avia-arrow\"><\/div><\/div><div class='avia-testimonial-meta-mini'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><strong  class='avia-testimonial-name'  itemprop=\"name\" >Dave Roughton<\/strong><span  class='avia-testimonial-subtitle av_opacity_variation'  itemprop=\"jobTitle\" >President & CEO, SAFE Credit Union<\/span><\/div><\/div><\/div><\/div>\n<div class='avia-testimonial av-hsm68o-5f97830b9337292014f17d458602c0f0 avia-testimonial-row-1 flex_column no_margin av_one_half'><div class='avia-testimonial_inner'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia-testimonial-content '><div class='avia-testimonial-markup-entry-content'  itemprop=\"text\" ><p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-2108\" src=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/fivestars.png\" alt=\"\" width=\"112\" height=\"20\" \/><\/p>\n<blockquote>\n<p>&#8220;We feel secure knowing that our needs will be met in the event that anything happens to either or both of us.&#8221;<\/p>\n<\/blockquote>\n<p>&#8220;We are both professionals in the world of high tech and life insurance has always been a key part of our financial planning. We feel secure knowing that our needs will be met in the event that anything happens to either or both of us. Life insurance provides a solid backup to meet our mortgage, medical, education for our kids, and other major expenses in case we are not around to continue providing for our family. Most of all, life insurance gives us peace of mind. We have known David Jacobs of Acumen Insurance Solutions for 20 years. He is an expert in the field, providing guidance, transparency, and, above all, a high level of trustworthiness. You can trust him with your life insurance needs, too!&#8221;<\/p>\n<\/div><\/div><div class=\"avia-testimonial-meta\"><div class=\"avia-testimonial-arrow-wrap\"><div class=\"avia-arrow\"><\/div><\/div><div class='avia-testimonial-meta-mini'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><strong  class='avia-testimonial-name'  itemprop=\"name\" >Steve and Mamatha Rosenbaum<\/strong><\/div><\/div><\/div><\/div>\n<div class='avia-testimonial av-16fw8d5k-45b7d3e48e5d411c5c2e276f23819ced avia-testimonial-row-1 flex_column no_margin av_one_half'><div class='avia-testimonial_inner'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia-testimonial-content '><div class='avia-testimonial-markup-entry-content'  itemprop=\"text\" ><p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-2108\" src=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/fivestars.png\" alt=\"\" width=\"112\" height=\"20\" \/><\/p>\n<blockquote>\n<p>&#8220;Real estate is my area of expertise and life insurance planning is his.&#8221;<\/p>\n<\/blockquote>\n<p>&#8220;David Jacobs coordinated with me, my mother, our CPA, and our attorney to design life insurance coverage to help fund our family\u2019s multi-generation tax and estate plan. David\u2019s legal background was of great value during our team\u2019s planning discussions. Many years later, when tax laws changed and our need for some of the insurance lessened, he helped us liquidate coverage for far more than we paid in premiums. Real estate is my area of expertise and life insurance planning is his. David can be trusted to help you and your family, too. &#8220;<\/p>\n<\/div><\/div><div class=\"avia-testimonial-meta\"><div class=\"avia-testimonial-arrow-wrap\"><div class=\"avia-arrow\"><\/div><\/div><div class='avia-testimonial-meta-mini'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><strong  class='avia-testimonial-name'  itemprop=\"name\" >Eric Murphy<\/strong><span  class='avia-testimonial-subtitle av_opacity_variation'  itemprop=\"jobTitle\" >President, ELM Enterprises<\/span><\/div><\/div><\/div><\/div>\n<div class='avia-testimonial av-3xa9wbc-0c4a425be2dabbd0948e6d96c591be68 avia-testimonial-row-1 flex_column no_margin av_one_half'><div class='avia-testimonial_inner'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia-testimonial-content '><div class='avia-testimonial-markup-entry-content'  itemprop=\"text\" ><p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-2108\" src=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/fivestars.png\" alt=\"\" width=\"112\" height=\"20\" \/><\/p>\n<blockquote>\n<p>&#8220;David Jacobs and his team at Acumen Insurance Solutions stand out as nationally recognized life insurance experts&#8221;<\/p>\n<\/blockquote>\n<p>&#8220;As the owner of a life settlement company, I interact with life insurance agents from across the country every day. David Jacobs and his team at Acumen Insurance Solutions stand out as nationally recognized life insurance experts who are also a pleasure to work with. I have seen the level of trust that their clients place in them, and I recognize their ability to communicate honestly and effectively. When it comes to meaningful life insurance planning, you will have a great experience working with David Jacobs and Acumen Insurance Solutions.&#8221;<\/p>\n<\/div><\/div><div class=\"avia-testimonial-meta\"><div class=\"avia-testimonial-arrow-wrap\"><div class=\"avia-arrow\"><\/div><\/div><div class='avia-testimonial-meta-mini'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><strong  class='avia-testimonial-name'  itemprop=\"name\" >Lisa R.<\/strong><\/div><\/div><\/div><\/div>\n<div class='avia-testimonial av-10lreot4-76bb7b90e02aaa52d0b39b93f9220190 avia-testimonial-row-1 flex_column no_margin av_one_half'><div class='avia-testimonial_inner'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia-testimonial-content '><div class='avia-testimonial-markup-entry-content'  itemprop=\"text\" ><p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-2108\" src=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/fivestars.png\" alt=\"\" width=\"112\" height=\"20\" \/><\/p>\n<blockquote>\n<p>&#8220;Not only does David assist me and my wife with our life insurance needs, but his depth of expertise and excellent communication skills make me feel comfortable&#8221;<\/p>\n<\/blockquote>\n<p>&#8220;As a practicing lawyer, I understand the importance of working with professionals who are knowledgeable and trustworthy. That\u2019s why I rely on David Jacobs with Acumen Insurance Solutions. Not only does David assist me and my wife with our life insurance needs, but his depth of expertise and excellent communication skills makes me feel comfortable when he is advising my mother on her coverage as well. You will have a great experience working with David.&#8221;<\/p>\n<\/div><\/div><div class=\"avia-testimonial-meta\"><div class=\"avia-testimonial-arrow-wrap\"><div class=\"avia-arrow\"><\/div><\/div><div class='avia-testimonial-meta-mini'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><strong  class='avia-testimonial-name'  itemprop=\"name\" >Will Griffith<\/strong><\/div><\/div><\/div><\/div>\n<div class='avia-testimonial av-swnbggo-aa12772b10eb515376ef7897acafdd2f avia-testimonial-row-1 flex_column no_margin av_one_half'><div class='avia-testimonial_inner'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia-testimonial-content '><div class='avia-testimonial-markup-entry-content'  itemprop=\"text\" ><p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-2108\" src=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/fivestars.png\" alt=\"\" width=\"112\" height=\"20\" \/><\/p>\n<blockquote>\n<p>&#8220;Not only does David assist me and my wife with our life insurance needs, but his depth of expertise and excellent communication skills make me feel comfortable&#8221;<\/p>\n<\/blockquote>\n<p>&#8220;As a practicing lawyer, I understand the importance of working with professionals who are knowledgeable and trustworthy. That\u2019s why I rely on David Jacobs with Acumen Insurance Solutions. Not only does David assist me and my wife with our life insurance needs, but his depth of expertise and excellent communication skills makes me feel comfortable when he is advising my mother on her coverage as well. You will have a great experience working with David.&#8221;<\/p>\n<\/div><\/div><div class=\"avia-testimonial-meta\"><div class=\"avia-testimonial-arrow-wrap\"><div class=\"avia-arrow\"><\/div><\/div><div class='avia-testimonial-meta-mini'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><strong  class='avia-testimonial-name'  itemprop=\"name\" >David Selig<\/strong><span  class='avia-testimonial-subtitle av_opacity_variation'  itemprop=\"jobTitle\" >CEO, Advice Dynamics Partners, LLC<\/span><\/div><\/div><\/div><\/div>\n<div class='avia-testimonial av-2jwhjyw-358074f0e737331155152ba5e367ea64 avia-testimonial-row-1 flex_column no_margin av_one_half'><div class='avia-testimonial_inner'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia-testimonial-content '><div class='avia-testimonial-markup-entry-content'  itemprop=\"text\" ><p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-2108\" src=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/fivestars.png\" alt=\"\" width=\"112\" height=\"20\" \/><\/p>\n<blockquote>\n<p>&#8220;The plan also provides our key people with a safe, simple, and more tax efficient result.&#8221;<\/p>\n<\/blockquote>\n<p>&#8220;From my perspective, it is critical that a Supplemental Executive Retirement Plan (SERP) work well for both out people and the credit union itself. The program Gateway Services introduced us to that Scot Hinkle, JD, CFP and his team designed first and foremost increased our yield on a significant portion of cash and equivalents by 4% while maintaining the safety and liquidity. The plan also provides our key people with a safe, simple, and more tax efficient result. Compared to other popular programs marketed to credit unions, ours is incredibly flexible and requires 35% less capital to achieve the desired retirement benefit for each executive.&#8221;<\/p>\n<\/div><\/div><div class=\"avia-testimonial-meta\"><div class=\"avia-testimonial-arrow-wrap\"><div class=\"avia-arrow\"><\/div><\/div><div class='avia-testimonial-meta-mini'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><strong  class='avia-testimonial-name'  itemprop=\"name\" >Doug Ferraro<\/strong><span  class='avia-testimonial-subtitle av_opacity_variation'  itemprop=\"jobTitle\" >CEO, Bellco Credit Union<\/span><\/div><\/div><\/div><\/div>\n<\/section><div class='avia-slideshow-arrows avia-slideshow-controls' ><a href='#prev' class='prev-slide ' aria-hidden='true' data-av_icon='\ue87c' data-av_iconfont='entypo-fontello'  tabindex='-1'>Previous<\/a><a href='#next' class='next-slide ' aria-hidden='true' data-av_icon='\ue87d' data-av_iconfont='entypo-fontello'  tabindex='-1'>Next<\/a><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l6dy1wzq-015fb51cc374404980ccd346b960e0c1\">\n#top .avia-testimonial-wrapper.av-l6dy1wzq-015fb51cc374404980ccd346b960e0c1 .avia-testimonial-name{\ncolor:#d8a734;\n}\n.avia-testimonial-wrapper.av-l6dy1wzq-015fb51cc374404980ccd346b960e0c1 .avia-testimonial-subtitle{\ncolor:#3d3d3d;\n}\n.avia-testimonial-wrapper.av-l6dy1wzq-015fb51cc374404980ccd346b960e0c1 .avia-testimonial-link{\ncolor:#3d3d3d;\n}\n<\/style>\n<div  class='avia-testimonial-wrapper av-l6dy1wzq-015fb51cc374404980ccd346b960e0c1 avia-grid-testimonials avia-grid-1-testimonials avia_animate_when_almost_visible av-desktop-hide av-medium-hide av-minimal-grid-style' >\n<section class=\"avia-testimonial-row\"><div class='avia-testimonial av-mynrs60-8d931e02c158747a2d40f8bcadb532c5 avia-testimonial-row-1 avia-first-testimonial flex_column no_margin av_one_full'><div class='avia-testimonial_inner'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia-testimonial-content '><div class='avia-testimonial-markup-entry-content'  itemprop=\"text\" ><p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-2108\" src=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/fivestars.png\" alt=\"\" width=\"112\" height=\"20\" \/><\/p>\n<blockquote>\n<p>Acumen works with me and my team of advisors to design and place the life insurance policy.<\/p>\n<\/blockquote>\n<p>&#8220;I own a specialty electric business that caters to naval and maritime clientele. My unexpended demise would devastate the value of my company and prevent my family from reaping the benefits of my decades of hard work and sacrifice. At the suggestion of both my lawyer and my business consultant, David Jacobs of Acumen Insurance Advisors worked with me and my team of advisors to design and place the life insurance policy that has become a critical part of my overall business succession and estate plan. We still meet regularly to gauge my policy&#8217;s performance and make necessary changes. Acumen Insurance Advisors is the firm to work with for life insurance.&#8221;<\/p>\n<\/div><\/div><div class=\"avia-testimonial-meta\"><div class=\"avia-testimonial-arrow-wrap\"><div class=\"avia-arrow\"><\/div><\/div><div class='avia-testimonial-meta-mini'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><strong  class='avia-testimonial-name'  itemprop=\"name\" >Bill Potter<\/strong><span  class='avia-testimonial-subtitle av_opacity_variation'  itemprop=\"jobTitle\" >Owner, Potter Electric, National City, CA<\/span><\/div><\/div><\/div><\/div><\/section>\n<section class=\"avia-testimonial-row\"><div class='avia-testimonial av-h3aalg8-53683b885b6e7772c22559461ec89baf avia-testimonial-row-2 avia-first-testimonial flex_column no_margin av_one_full'><div class='avia-testimonial_inner'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia-testimonial-content '><div class='avia-testimonial-markup-entry-content'  itemprop=\"text\" ><p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-2108\" src=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/fivestars.png\" alt=\"\" width=\"112\" height=\"20\" \/><\/p>\n<blockquote>\n<p>&#8220;I am enjoying the peace of mind that comes with knowing that my family is protected.&#8221;<\/p>\n<\/blockquote>\n<p>&#8220;Our family is fortunate to own and operate a network of car wash and auto care facilities throughout the northeast. Protecting our wealth for our children and grandchildren, of whom there are many, is paramount. We now have two generations of our family taking advantage of the expertise that David Jacobs and his team at Acumen Insurance Advisors provide. Even though the firm is headquartered on the west coast, we have found them easy to communicate and do business with. I am enjoying the peace of mind that comes with knowing that my family is protected. Thank you, Acumen.&#8221;<\/p>\n<\/div><\/div><div class=\"avia-testimonial-meta\"><div class=\"avia-testimonial-arrow-wrap\"><div class=\"avia-arrow\"><\/div><\/div><div class='avia-testimonial-meta-mini'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><strong  class='avia-testimonial-name'  itemprop=\"name\" >Dick Baright<\/strong><span  class='avia-testimonial-subtitle av_opacity_variation'  itemprop=\"jobTitle\" >Owner, Foam & Wash Car Washes, Tivoli, NY<\/span><\/div><\/div><\/div><\/div><\/section>\n<section class=\"avia-testimonial-row\"><div class='avia-testimonial av-186tzq0-1969ef8ee4a3aa1692cb157847cac4ec avia-testimonial-row-3 avia-first-testimonial flex_column no_margin av_one_full'><div class='avia-testimonial_inner'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia-testimonial-content '><div class='avia-testimonial-markup-entry-content'  itemprop=\"text\" ><p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-2108\" src=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/fivestars.png\" alt=\"\" width=\"112\" height=\"20\" \/><\/p>\n<blockquote>\n<p>&#8220;They worked directly with me, my attorney and my accountant to customize and implement an intuitive wealth transfer and insurance plan that fit perfectly with my goals and objectives.&#8221;<\/p>\n<\/blockquote>\n<p>&#8220;Being in a service-oriented industry for over 40 years, I demand integrity, honesty, and a high level of expertise from my professional advisors. The team at Acumen Insurance Advisors, especially David, Scott and their staff, exceeded these expectations. As the owner of a family business and in a second marriage, my situation is not straightforward. They worked directly with me, my attorney and my accountant to customize and implement an intuitive wealth transfer and life insurance plan that fit perfectly with my goals and objectives. I recommend Acumen to anyone who wants to work with top-notch professionals in their field who always have their clients&#8217; best interests at heart.&#8221;<\/p>\n<\/div><\/div><div class=\"avia-testimonial-meta\"><div class=\"avia-testimonial-arrow-wrap\"><div class=\"avia-arrow\"><\/div><\/div><div class='avia-testimonial-meta-mini'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><strong  class='avia-testimonial-name'  itemprop=\"name\" >Mark Chapparone<\/strong><span  class='avia-testimonial-subtitle av_opacity_variation'  itemprop=\"jobTitle\" >Owner, Chapparone Auto Body, San Diego, CA<\/span><\/div><\/div><\/div><\/div><\/section>\n<section class=\"avia-testimonial-row\"><div class='avia-testimonial av-6tzl76g-20476ec482eb80d73fc5b72ff45fe522 avia-testimonial-row-4 avia-first-testimonial flex_column no_margin av_one_full'><div class='avia-testimonial_inner'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia-testimonial-content '><div class='avia-testimonial-markup-entry-content'  itemprop=\"text\" ><p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-2108\" src=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/fivestars.png\" alt=\"\" width=\"112\" height=\"20\" \/><\/p>\n<blockquote>\n<p>&#8220;Since the partners have legal backgrounds, they understood how to properly design our coverage to accomplish my family&#8217;s wealth transfer planning objectives.&#8221;<\/p>\n<\/blockquote>\n<p>&#8220;As a practicing lawyer, I constantly come across professionals who claim to work in the life insurance field, but Acumen Insurance Advisors truly specializes in life insurance. Since the partners have legal backgrounds, they understood how to properly design our coverage to accomplish my family&#8217;s wealth transfer planning objectives. They also brought important issues to the table that my family did not originally consider. Due to changes in family dynamics, we had to make decisions that required significant changes to our policies, and Acumen helped every step of the way. I strongly recommend working with this firm.&#8221;<\/p>\n<\/div><\/div><div class=\"avia-testimonial-meta\"><div class=\"avia-testimonial-arrow-wrap\"><div class=\"avia-arrow\"><\/div><\/div><div class='avia-testimonial-meta-mini'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><strong  class='avia-testimonial-name'  itemprop=\"name\" >John Hullverson, Esq.<\/strong><span  class='avia-testimonial-subtitle av_opacity_variation'  itemprop=\"jobTitle\" >Partner, Emison Hullverson Law Firm, Tiburon, CA<\/span><\/div><\/div><\/div><\/div><\/section>\n<\/div>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_12'  class='avia-section av-av_section-695af31c4dcaf663e40915d5579bae3b main_color avia-section-default avia-no-border-styling  avia-builder-el-68  el_after_av_section  el_before_av_layout_row  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-988760'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-av_one_full-a961ec8c42a44a397321d1a2224da3ca av_one_full  avia-builder-el-69  el_before_av_one_full  avia-builder-el-first  first flex_column_div  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_heading-1a81f4ad6105b2f82f19f3141b41fbc7\">\n#top .av-special-heading.av-av_heading-1a81f4ad6105b2f82f19f3141b41fbc7{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-av_heading-1a81f4ad6105b2f82f19f3141b41fbc7 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-av_heading-1a81f4ad6105b2f82f19f3141b41fbc7 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-av_heading-1a81f4ad6105b2f82f19f3141b41fbc7 av-special-heading-h2 blockquote modern-quote modern-centered  avia-builder-el-70  avia-builder-el-no-sibling '><h2 class='av-special-heading-tag'  itemprop=\"headline\"  >News <span class='special_amp'>&amp;<\/span> Insights from the Acumen Insurance Solutions Team<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/div><div  class='flex_column av-av_one_full-a961ec8c42a44a397321d1a2224da3ca av_one_full  avia-builder-el-71  el_after_av_one_full  avia-builder-el-last  first flex_column_div  column-top-margin'     ><div  data-slideshow-options=\"{&quot;animation&quot;:&quot;fade&quot;,&quot;autoplay&quot;:false,&quot;loop_autoplay&quot;:&quot;once&quot;,&quot;interval&quot;:5,&quot;loop_manual&quot;:&quot;manual-endless&quot;,&quot;autoplay_stopper&quot;:false,&quot;noNavigation&quot;:false,&quot;show_slide_delay&quot;:90}\" class='avia-content-slider avia-content-grid-active avia-content-slider1 avia-content-slider-odd  avia-builder-el-72  avia-builder-el-no-sibling  av-slideshow-ui av-control-default   av-no-slider-navigation av-slideshow-manual av-loop-once av-loop-manual-endless '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Blog\" ><div class=\"avia-content-slider-inner\"><div class=\"slide-entry-wrap\"><article class='slide-entry flex_column  post-entry post-entry-988572 slide-entry-overview slide-loop-1 slide-parity-odd  av_one_third first real-thumbnail posttype-post post-format-standard'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><a href='https:\/\/acumeninsurancesolutions.com\/using-cuoli-to-fund-section-20-and-21\/' data-rel='slide-1' class='slide-image' title='Using CUOLI to Fund Section 20 and 21'><img decoding=\"async\" fetchpriority=\"high\" width=\"495\" height=\"400\" src=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/06\/life-insurance-495x400.jpg\" class=\"wp-image-989171 avia-img-lazy-loading-not-989171 attachment-portfolio size-portfolio wp-post-image\" alt=\"Close-up of couple signing contract with insurance agent in the office.\" srcset=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/06\/life-insurance-495x400.jpg 495w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/06\/life-insurance-845x684.jpg 845w\" sizes=\"(max-width: 495px) 100vw, 495px\" \/><\/a><div class=\"slide-content\"><header class=\"entry-content-header\"><h3 class='slide-entry-title entry-title '  itemprop=\"headline\" ><a href='https:\/\/acumeninsurancesolutions.com\/using-cuoli-to-fund-section-20-and-21\/' title='Using CUOLI to Fund Section 20 and 21'>Using CUOLI to Fund Section 20 and 21<\/a><\/h3><span class=\"av-vertical-delimiter\"><\/span><\/header><div class=\"slide-meta\"><time class='slide-meta-time updated'  itemprop=\"datePublished\" datetime=\"2022-12-05T08:45:00-08:00\" >December 5, 2022<\/time><\/div><div class='slide-entry-excerpt entry-content'  itemprop=\"text\" >Did you miss our most recent webinar? We chatted about how under the NCUA, Sections 20 and 21 allow credit unions to contribute to investments that are typically impermissible, including credit union-owned life insurance (\u201cCUOLI\u201d or \u201cCOLI\u201d).<\/div><\/div><footer class=\"entry-footer\"><\/footer><span class='hidden'>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" >\n\t\t\t\t\t\t<span itemprop='url'>https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/06\/life-insurance.jpg<\/span>\n\t\t\t\t\t\t<span itemprop='height'>836<\/span>\n\t\t\t\t\t\t<span itemprop='width'>1254<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"publisher\" itemtype=\"https:\/\/schema.org\/Organization\" itemscope=\"itemscope\" >\n\t\t\t\t\t\t<span itemprop='name'>The Acumen Team<\/span>\n\t\t\t\t\t\t<span itemprop='logo' itemscope itemtype='https:\/\/schema.org\/ImageObject'>\n\t\t\t\t\t\t\t<span itemprop='url'>https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/Acumen_No-Trademark_Brand-Identity_RGB_Signature_Vertical_Full-Color-1030x622.png<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span><span class='av-structured-data'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><span itemprop='name'>The Acumen Team<\/span><\/span><span class='av-structured-data'  itemprop=\"datePublished\" datetime=\"2022-07-26T17:48:35-07:00\" >2022-12-05 08:45:00<\/span><span class='av-structured-data'  itemprop=\"dateModified\" itemtype=\"https:\/\/schema.org\/dateModified\" >2022-12-05 03:05:07<\/span><span class='av-structured-data'  itemprop=\"mainEntityOfPage\" itemtype=\"https:\/\/schema.org\/mainEntityOfPage\" ><span itemprop='name'>Using CUOLI to Fund Section 20 and 21<\/span><\/span><\/span><\/article><article class='slide-entry flex_column  post-entry post-entry-989063 slide-entry-overview slide-loop-2 slide-parity-even  av_one_third  real-thumbnail posttype-post post-format-standard'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><a href='https:\/\/acumeninsurancesolutions.com\/how-to-retain-top-talent-using-executive-compensation\/' data-rel='slide-1' class='slide-image' title='How to Retain Top Talent Using Executive Compensation'><img decoding=\"async\" fetchpriority=\"high\" width=\"495\" height=\"400\" src=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/08\/How-to-Retain-Top-Talent-Using-Executive-Compensation-495x400.png\" class=\"wp-image-989066 avia-img-lazy-loading-not-989066 attachment-portfolio size-portfolio wp-post-image\" alt=\"executive&#039;s desk overlooking a city\" \/><\/a><div class=\"slide-content\"><header class=\"entry-content-header\"><h3 class='slide-entry-title entry-title '  itemprop=\"headline\" ><a href='https:\/\/acumeninsurancesolutions.com\/how-to-retain-top-talent-using-executive-compensation\/' title='How to Retain Top Talent Using Executive Compensation'>How to Retain Top Talent Using Executive Compensation<\/a><\/h3><span class=\"av-vertical-delimiter\"><\/span><\/header><div class=\"slide-meta\"><time class='slide-meta-time updated'  itemprop=\"datePublished\" datetime=\"2022-11-28T09:00:00-08:00\" >November 28, 2022<\/time><\/div><div class='slide-entry-excerpt entry-content'  itemprop=\"text\" >Retain top talent in your organization by using executive compensation, like corporate-owned life insurance (COLI), to fund employee benefit programs.<\/div><\/div><footer class=\"entry-footer\"><\/footer><span class='hidden'>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" >\n\t\t\t\t\t\t<span itemprop='url'>https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/08\/How-to-Retain-Top-Talent-Using-Executive-Compensation.png<\/span>\n\t\t\t\t\t\t<span itemprop='height'>628<\/span>\n\t\t\t\t\t\t<span itemprop='width'>1200<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"publisher\" itemtype=\"https:\/\/schema.org\/Organization\" itemscope=\"itemscope\" >\n\t\t\t\t\t\t<span itemprop='name'>Amanda Rogers<\/span>\n\t\t\t\t\t\t<span itemprop='logo' itemscope itemtype='https:\/\/schema.org\/ImageObject'>\n\t\t\t\t\t\t\t<span itemprop='url'>https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/Acumen_No-Trademark_Brand-Identity_RGB_Signature_Vertical_Full-Color-1030x622.png<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span><span class='av-structured-data'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><span itemprop='name'>Amanda Rogers<\/span><\/span><span class='av-structured-data'  itemprop=\"datePublished\" datetime=\"2022-07-26T17:48:35-07:00\" >2022-11-28 09:00:00<\/span><span class='av-structured-data'  itemprop=\"dateModified\" itemtype=\"https:\/\/schema.org\/dateModified\" >2022-11-28 04:14:55<\/span><span class='av-structured-data'  itemprop=\"mainEntityOfPage\" itemtype=\"https:\/\/schema.org\/mainEntityOfPage\" ><span itemprop='name'>How to Retain Top Talent Using Executive Compensation<\/span><\/span><\/span><\/article><article class='slide-entry flex_column  post-entry post-entry-989158 slide-entry-overview slide-loop-3 slide-parity-odd  av_one_third  real-thumbnail posttype-post post-format-standard'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><a href='https:\/\/acumeninsurancesolutions.com\/the-importance-of-understanding-split-dollar-insurance\/' data-rel='slide-1' class='slide-image' title='The Importance of Understanding Split-Dollar Insurance'><img decoding=\"async\" fetchpriority=\"high\" width=\"495\" height=\"400\" src=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/11\/lifeinsurance-495x400.jpg\" class=\"wp-image-989161 avia-img-lazy-loading-not-989161 attachment-portfolio size-portfolio wp-post-image\" alt=\"Life insurance paperwork on a table with a pen on top of it and dollar bills to the side.\" srcset=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/11\/lifeinsurance-495x400.jpg 495w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/11\/lifeinsurance-845x684.jpg 845w\" sizes=\"(max-width: 495px) 100vw, 495px\" \/><\/a><div class=\"slide-content\"><header class=\"entry-content-header\"><h3 class='slide-entry-title entry-title '  itemprop=\"headline\" ><a href='https:\/\/acumeninsurancesolutions.com\/the-importance-of-understanding-split-dollar-insurance\/' title='The Importance of Understanding Split-Dollar Insurance'>The Importance of Understanding Split-Dollar Insurance<\/a><\/h3><span class=\"av-vertical-delimiter\"><\/span><\/header><div class=\"slide-meta\"><time class='slide-meta-time updated'  itemprop=\"datePublished\" datetime=\"2022-11-21T09:00:00-08:00\" >November 21, 2022<\/time><\/div><div class='slide-entry-excerpt entry-content'  itemprop=\"text\" >\nSplit-dollar life insurance is a unique type of life insurance\u2026<\/div><\/div><footer class=\"entry-footer\"><\/footer><span class='hidden'>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" >\n\t\t\t\t\t\t<span itemprop='url'>https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/11\/lifeinsurance.jpg<\/span>\n\t\t\t\t\t\t<span itemprop='height'>836<\/span>\n\t\t\t\t\t\t<span itemprop='width'>1254<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"publisher\" itemtype=\"https:\/\/schema.org\/Organization\" itemscope=\"itemscope\" >\n\t\t\t\t\t\t<span itemprop='name'>Amanda Rogers<\/span>\n\t\t\t\t\t\t<span itemprop='logo' itemscope itemtype='https:\/\/schema.org\/ImageObject'>\n\t\t\t\t\t\t\t<span itemprop='url'>https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/Acumen_No-Trademark_Brand-Identity_RGB_Signature_Vertical_Full-Color-1030x622.png<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span><span class='av-structured-data'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><span itemprop='name'>Amanda Rogers<\/span><\/span><span class='av-structured-data'  itemprop=\"datePublished\" datetime=\"2022-07-26T17:48:35-07:00\" >2022-11-21 09:00:00<\/span><span class='av-structured-data'  itemprop=\"dateModified\" itemtype=\"https:\/\/schema.org\/dateModified\" >2022-11-21 05:34:09<\/span><span class='av-structured-data'  itemprop=\"mainEntityOfPage\" itemtype=\"https:\/\/schema.org\/mainEntityOfPage\" ><span itemprop='name'>The Importance of Understanding Split-Dollar Insurance<\/span><\/span><\/span><\/article><\/div><div class=\"slide-entry-wrap\"><article class='slide-entry flex_column  post-entry post-entry-989152 slide-entry-overview slide-loop-4 slide-parity-odd  av_one_third first real-thumbnail posttype-post post-format-standard'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><a href='https:\/\/acumeninsurancesolutions.com\/how-can-your-nonprofit-keep-pace-with-rising-costs\/' data-rel='slide-1' class='slide-image' title='How Can Your Nonprofit Keep Pace with Rising Costs?'><img decoding=\"async\" fetchpriority=\"high\" width=\"495\" height=\"400\" src=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/11\/Nonprofit-495x400.jpg\" class=\"wp-image-989156 avia-img-lazy-loading-not-989156 attachment-portfolio size-portfolio wp-post-image\" alt=\"A post-it with the words &quot;non profit&quot; on it stuck to a calendar A wooden house, cash &amp; a calculator on next to the post-it.\" srcset=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/11\/Nonprofit-495x400.jpg 495w, https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/11\/Nonprofit-845x684.jpg 845w\" sizes=\"(max-width: 495px) 100vw, 495px\" \/><\/a><div class=\"slide-content\"><header class=\"entry-content-header\"><h3 class='slide-entry-title entry-title '  itemprop=\"headline\" ><a href='https:\/\/acumeninsurancesolutions.com\/how-can-your-nonprofit-keep-pace-with-rising-costs\/' title='How Can Your Nonprofit Keep Pace with Rising Costs?'>How Can Your Nonprofit Keep Pace with Rising Costs?<\/a><\/h3><span class=\"av-vertical-delimiter\"><\/span><\/header><div class=\"slide-meta\"><time class='slide-meta-time updated'  itemprop=\"datePublished\" datetime=\"2022-11-14T10:00:00-08:00\" >November 14, 2022<\/time><\/div><div class='slide-entry-excerpt entry-content'  itemprop=\"text\" >\n\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><span class='hidden'>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" >\n\t\t\t\t\t\t<span itemprop='url'>https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/11\/Nonprofit.jpg<\/span>\n\t\t\t\t\t\t<span itemprop='height'>805<\/span>\n\t\t\t\t\t\t<span itemprop='width'>1304<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"publisher\" itemtype=\"https:\/\/schema.org\/Organization\" itemscope=\"itemscope\" >\n\t\t\t\t\t\t<span itemprop='name'>Amanda Rogers<\/span>\n\t\t\t\t\t\t<span itemprop='logo' itemscope itemtype='https:\/\/schema.org\/ImageObject'>\n\t\t\t\t\t\t\t<span itemprop='url'>https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/Acumen_No-Trademark_Brand-Identity_RGB_Signature_Vertical_Full-Color-1030x622.png<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span><span class='av-structured-data'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><span itemprop='name'>Amanda Rogers<\/span><\/span><span class='av-structured-data'  itemprop=\"datePublished\" datetime=\"2022-07-26T17:48:35-07:00\" >2022-11-14 10:00:00<\/span><span class='av-structured-data'  itemprop=\"dateModified\" itemtype=\"https:\/\/schema.org\/dateModified\" >2022-11-14 09:53:20<\/span><span class='av-structured-data'  itemprop=\"mainEntityOfPage\" itemtype=\"https:\/\/schema.org\/mainEntityOfPage\" ><span itemprop='name'>How Can Your Nonprofit Keep Pace with Rising Costs?<\/span><\/span><\/span><\/article><article class='slide-entry flex_column  post-entry post-entry-989139 slide-entry-overview slide-loop-5 slide-parity-even  av_one_third  real-thumbnail posttype-post post-format-standard'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><a href='https:\/\/acumeninsurancesolutions.com\/how-non-profits-use-coli-to-fund-executive-comp-packages\/' data-rel='slide-1' class='slide-image' title='How Non Profits Use COLI to Fund Executive Comp Packages'><img decoding=\"async\" fetchpriority=\"high\" width=\"495\" height=\"400\" src=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/10\/How-Non-Profits-Use-COLI-to-Fund-Executive-Comp-Packages-495x400.png\" class=\"wp-image-989141 avia-img-lazy-loading-not-989141 attachment-portfolio size-portfolio wp-post-image\" alt=\"Business Owner Looking Over Executive Compensation Packages\" \/><\/a><div class=\"slide-content\"><header class=\"entry-content-header\"><h3 class='slide-entry-title entry-title '  itemprop=\"headline\" ><a href='https:\/\/acumeninsurancesolutions.com\/how-non-profits-use-coli-to-fund-executive-comp-packages\/' title='How Non Profits Use COLI to Fund Executive Comp Packages'>How Non Profits Use COLI to Fund Executive Comp Packages<\/a><\/h3><span class=\"av-vertical-delimiter\"><\/span><\/header><div class=\"slide-meta\"><time class='slide-meta-time updated'  itemprop=\"datePublished\" datetime=\"2022-10-23T07:00:00-07:00\" >October 23, 2022<\/time><\/div><div class='slide-entry-excerpt entry-content'  itemprop=\"text\" >COLI is a safe, liquid investment that can help corporations keep pace with executive compensation packages to attract and retain employees.<\/div><\/div><footer class=\"entry-footer\"><\/footer><span class='hidden'>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" >\n\t\t\t\t\t\t<span itemprop='url'>https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/10\/How-Non-Profits-Use-COLI-to-Fund-Executive-Comp-Packages.png<\/span>\n\t\t\t\t\t\t<span itemprop='height'>628<\/span>\n\t\t\t\t\t\t<span itemprop='width'>1200<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"publisher\" itemtype=\"https:\/\/schema.org\/Organization\" itemscope=\"itemscope\" >\n\t\t\t\t\t\t<span itemprop='name'>Amanda Rogers<\/span>\n\t\t\t\t\t\t<span itemprop='logo' itemscope itemtype='https:\/\/schema.org\/ImageObject'>\n\t\t\t\t\t\t\t<span itemprop='url'>https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/Acumen_No-Trademark_Brand-Identity_RGB_Signature_Vertical_Full-Color-1030x622.png<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span><span class='av-structured-data'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><span itemprop='name'>Amanda Rogers<\/span><\/span><span class='av-structured-data'  itemprop=\"datePublished\" datetime=\"2022-07-26T17:48:35-07:00\" >2022-10-23 07:00:00<\/span><span class='av-structured-data'  itemprop=\"dateModified\" itemtype=\"https:\/\/schema.org\/dateModified\" >2022-09-30 08:43:14<\/span><span class='av-structured-data'  itemprop=\"mainEntityOfPage\" itemtype=\"https:\/\/schema.org\/mainEntityOfPage\" ><span itemprop='name'>How Non Profits Use COLI to Fund Executive Comp Packages<\/span><\/span><\/span><\/article><article class='slide-entry flex_column  post-entry post-entry-989123 slide-entry-overview slide-loop-6 slide-parity-odd  post-entry-last  av_one_third  real-thumbnail posttype-post post-format-standard'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><a href='https:\/\/acumeninsurancesolutions.com\/what-is-split-dollar-life-insurance\/' data-rel='slide-1' class='slide-image' title='What is Split-Dollar Life Insurance?'><img decoding=\"async\" fetchpriority=\"high\" width=\"495\" height=\"400\" src=\"https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/09\/What-is-Split-Dollar-Life-Insurance-1-495x400.png\" class=\"wp-image-989125 avia-img-lazy-loading-not-989125 attachment-portfolio size-portfolio wp-post-image\" alt=\"employer and employee shaking hands\" \/><\/a><div class=\"slide-content\"><header class=\"entry-content-header\"><h3 class='slide-entry-title entry-title '  itemprop=\"headline\" ><a href='https:\/\/acumeninsurancesolutions.com\/what-is-split-dollar-life-insurance\/' title='What is Split-Dollar Life Insurance?'>What is Split-Dollar Life Insurance?<\/a><\/h3><span class=\"av-vertical-delimiter\"><\/span><\/header><div class=\"slide-meta\"><time class='slide-meta-time updated'  itemprop=\"datePublished\" datetime=\"2022-10-09T07:00:00-07:00\" >October 9, 2022<\/time><\/div><div class='slide-entry-excerpt entry-content'  itemprop=\"text\" >Simply put, a split-dollar life insurance arrangement is a form of executive compensation, involving an agreement between employer and employee, who \u2018split\u2019 the benefits and ownership rights of a life insurance policy.<\/div><\/div><footer class=\"entry-footer\"><\/footer><span class='hidden'>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" >\n\t\t\t\t\t\t<span itemprop='url'>https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/09\/What-is-Split-Dollar-Life-Insurance-1.png<\/span>\n\t\t\t\t\t\t<span itemprop='height'>628<\/span>\n\t\t\t\t\t\t<span itemprop='width'>1200<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<span class='av-structured-data'  itemprop=\"publisher\" itemtype=\"https:\/\/schema.org\/Organization\" itemscope=\"itemscope\" >\n\t\t\t\t\t\t<span itemprop='name'>The Acumen Team<\/span>\n\t\t\t\t\t\t<span itemprop='logo' itemscope itemtype='https:\/\/schema.org\/ImageObject'>\n\t\t\t\t\t\t\t<span itemprop='url'>https:\/\/acumeninsurancesolutions.com\/wp-content\/uploads\/2022\/07\/Acumen_No-Trademark_Brand-Identity_RGB_Signature_Vertical_Full-Color-1030x622.png<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span><span class='av-structured-data'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><span itemprop='name'>The Acumen Team<\/span><\/span><span class='av-structured-data'  itemprop=\"datePublished\" datetime=\"2022-07-26T17:48:35-07:00\" >2022-10-09 07:00:00<\/span><span class='av-structured-data'  itemprop=\"dateModified\" itemtype=\"https:\/\/schema.org\/dateModified\" >2022-10-14 11:43:53<\/span><span class='av-structured-data'  itemprop=\"mainEntityOfPage\" itemtype=\"https:\/\/schema.org\/mainEntityOfPage\" ><span itemprop='name'>What is Split-Dollar Life Insurance?<\/span><\/span><\/span><\/article><\/div><\/div><div class='pagination-wrap pagination-slider'><nav class='pagination'><span class='pagination-meta'>Page 1 of 6<\/span><span class='current'>1<\/span><a href='https:\/\/acumeninsurancesolutions.com\/wp-json\/wp\/v2\/pages\/988760\/?avia-element-paging=2' class='inactive next_page' >2<\/a><a href='https:\/\/acumeninsurancesolutions.com\/wp-json\/wp\/v2\/pages\/988760\/?avia-element-paging=3' class='inactive' >3<\/a><a href='https:\/\/acumeninsurancesolutions.com\/wp-json\/wp\/v2\/pages\/988760\/?avia-element-paging=2'>&rsaquo;<\/a><a 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